Effective Date: October 01, 2025.
ANDY SARAN MORTGAGES / WESTWORTH FINANCIAL (“we,” “our,” or “us”) is committed to protecting the privacy and confidentiality of the personal information we collect from our clients, prospective clients, and website visitors. This Privacy Policy explains how we collect, use, disclose, and safeguard your information in compliance with applicable privacy and data protection laws.
1. Information We Collect
We may collect personal and financial information necessary to provide mortgage brokerage services, including but not limited to:
. Name, address, email, and phone number
. Date of birth and government-issued identification
. Employment and income details
. Credit history and financial statements
. Property information and mortgage requirements
. Records of communication with us
2. How We Use Your Information
Your personal information is used to:
. Assess your mortgage application and eligibility
. Identify suitable mortgage products and lenders
. Communicate with you regarding your application and services
. Meet legal, regulatory, and compliance obligations
. Improve our services and client experience
3. How We Share Information
We may share your information with:
. Lenders, financial institutions, and insurers for mortgage approval
. Credit reporting agencies (with your consent)
. Legal, regulatory, and government authorities, as required by law
. Trusted third-party service providers who assist us in delivering our services (e.g., IT providers, compliance firms)
We do not sell, rent, or trade your personal information to third parties.
4. Consent
By engaging our services, submitting an application, or providing us with your information, you consent to the collection, use, and disclosure of your personal information as outlined in this Privacy Policy. You may withdraw your consent at any time, subject to legal and contractual restrictions, by contacting us (see Section 8).
5. Security and Retention
We implement physical, electronic, and administrative safeguards to protect your personal information from unauthorized access, use, or disclosure. Your information will only be retained as long as necessary to fulfill the purposes described above and to comply with applicable laws and regulations.
6. Your Rights
Depending on your jurisdiction, you may have the right to:
. Access the personal information we hold about you
. Request corrections or updates to your information
. Withdraw consent to the use of your information
. Request deletion of your information (subject to legal obligations)
7. Cookies and Website Use
If you visit our website, we may use cookies or similar technologies to enhance your browsing experience, analyze traffic, and improve our services. You can adjust your browser settings to refuse cookies, though some features may not function properly.
8. Contact Us
If you have questions about this Privacy Policy or how your information is handled, please contact us:
ANDY SARAN MORTGAGES
15315 66 Ave #201, Surrey, BC V3S 2A2
604.616.4159
9. Updates to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. Any updates will be posted on our website with the revised effective date.
Effective Date: October 01, 2025.
ANDY SARAN MORTGAGES / WESTWORTH FINANCIAL (“we,” “our,” or “us”) is committed to protecting the privacy and confidentiality of the personal information we collect from our clients, prospective clients, and website visitors. This Privacy Policy explains how we collect, use, disclose, and safeguard your information in compliance with applicable privacy and data protection laws.
1. Information We Collect
We may collect personal and financial information necessary to provide mortgage brokerage services, including but not limited to:
. Name, address, email, and phone number
. Date of birth and government-issued identification
. Employment and income details
. Credit history and financial statements
. Property information and mortgage requirements
. Records of communication with us
2. How We Use Your Information
Your personal information is used to:
. Assess your mortgage application and eligibility
. Identify suitable mortgage products and lenders
. Communicate with you regarding your application and services
. Meet legal, regulatory, and compliance obligations
. Improve our services and client experience
3. How We Share Information
We may share your information with:
. Lenders, financial institutions, and insurers for mortgage approval
. Credit reporting agencies (with your consent)
. Legal, regulatory, and government authorities, as required by law
. Trusted third-party service providers who assist us in delivering our services (e.g., IT providers, compliance firms)
We do not sell, rent, or trade your personal information to third parties.
4. Consent
By engaging our services, submitting an application, or providing us with your information, you consent to the collection, use, and disclosure of your personal information as outlined in this Privacy Policy. You may withdraw your consent at any time, subject to legal and contractual restrictions, by contacting us (see Section 8).
5. Security and Retention
We implement physical, electronic, and administrative safeguards to protect your personal information from unauthorized access, use, or disclosure. Your information will only be retained as long as necessary to fulfill the purposes described above and to comply with applicable laws and regulations.
6. Your Rights
Depending on your jurisdiction, you may have the right to:
. Access the personal information we hold about you
. Request corrections or updates to your information
. Withdraw consent to the use of your information
. Request deletion of your information (subject to legal obligations)
7. Cookies and Website Use
If you visit our website, we may use cookies or similar technologies to enhance your browsing experience, analyze traffic, and improve our services. You can adjust your browser settings to refuse cookies, though some features may not function properly.
8. Contact Us
If you have questions about this Privacy Policy or how your information is handled, please contact us:
ANDY SARAN MORTGAGES
15315 66 Ave #201, Surrey, BC V3S 2A2
604.616.4159
9. Updates to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. Any updates will be posted on our website with the revised effective date.
